Harp 2.0 Mortgage Refinance Program

Due to the challenging economy as of April 2009, Fannie Mae has stepped in to assist with some current mortgage amounts, Freddie Mac and Fannie Mae have adopted changes to the home Affordable Refinance Program (HARP 2) and you may eligible to take advantage of these changes. This has never been done in the history of the United States. If you owe more on your home than your home is worth, this applies to you.

You can determine whether your mortgage is owed by either Freddie Mac or Fannie Mae by checking the following Wed sites: http://www.fanniemae.com/loanlookup/ or http://www.freddiemac.com/mymortgage.

By contacting Advance Mortgage Lending, you can take the first step to saving hundreds on your monthly mortgage payment. Based on your current loan we are able to per-qualify you at a new rate of 3.875% (4.095%) APR.

The federal Housing Finance Agency (FHFA) recently revised this special program to attract more eligible borrowers who can benefit from refinancing their mortgage loan. In this latest revision they removed the maximum LTV required allowing You to Refinance into a lower payment. If your mortgage is owed or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP. Other benefits include LOW income Verification, Easy Credit Qualifying, Owner Occupied, Appraisal Not Required, Investment Properties.

Please feel free to call our toll free (855) 224-3222 or locally (305) 371-8181  to speak with a qualified HARP Refinance expert. Due to the current low interest rates and terms of this program-you need to speak with one of our certified HARP 2 representatives.

HARP2 Loan Program’s Benefit:

• Guaranteed 30Years Fixed Rate Loan
• Skip Your Next Mortgage payment
• U.S Government Guaranteed
• No Appraisal Required
• 1 – 4  Units Loan Available
• No Equity Need – Unlimited LTV
• East Credit Qualifying
• 2nd Home / Investment Properties Eligible
• No Closing Cost Loan Option Available
• 20, 15 Year Term Available

Note: Rates and terms may vary. Not all homeowners will qualify. This program is not being offered by an agency of the government. A loan may not be extended to you if you do not meet the required criteria. Advance Mortgage Lending, Inc. is not affiliated with your current lender and this advertisement is not offer from your current lender nor was your loan information provided by your current lender. Program only available upon confirmed qualification. Call for further details and information NMLS # 388021.

If you have additional questions or need assistance, please call us at 305-371-8181 or toll free at  855-224-3222.


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